What we are
Miraya is a financial advisory firm specialized in bespoke mortgage brokerage and tailored financing solutions for international clients, high-net-worth individuals, family offices, and sophisticated investors acquiring assets in Spain’s prime markets.
Our role is not simply to arrange financing, but to design and execute intelligent capital structures aligned with each client’s broader wealth, investment and liquidity strategy.
What we do
From first contact to execution and beyond, Miraya acts as a trusted advisor throughout the entire financing journey:
The result is a seamless, client-first experience that transforms a traditionally fragmented and bureaucratic process into a clear, controlled and predictable one.
Miraya’s Principles
Privileged Access
Direct relationships with banks and private lenders unlock exclusive, off-market solutions.
Expert Execution
Every mandate is led by senior professionals with institutional experience and absolute discretion.
Global Perspective
A deep understanding of Spain’s prime markets, with access to international capital sources.
Holistic Advisory
We structure complex financing within our clients’ broader wealth and investment strategy.
Seamless Experience
We manage the entire process end-to-end, ensuring efficiency and confidentiality.
Miraya
Leadership Team
The direct engagement of the founding partners, supported by a specialised team, ensures a seamless and high-value client experience throughout every stage of the process.
Ángel Hernández
Director Europe
Santi Miarnau
Manager Europe
PRIVATE WEALTH ASSESSMENT
The first step towards
tailored financing
Begin your journey with Miraya by
completing our Private Wealth Assessment.
In just a few minutes, you can securely share your details with our advisory team. We will review your profile and design a bespoke financing strategy aligned with your objectives and circumstances.
We are here to help you
Let’s talk about your needs