Tailored Finance
for global clients

Miraya provides bespoke mortgage brokerage and tailored finance solutions for international clients, high-net-worth individuals, family offices and investors.

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Turning Complexity
into Clarity

With privileged access to leading financial institutions and a strong network of lenders, our team has decades of experience in cross-border lending, private banking, and Spanish real estate finance.

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Privileged Access
Holistic Advisory
Expert Execution
Seamless Experience
Global Perspective

Founded to transform
the financing experience

15+

Years experience

80+

Lenders

500M+

Transactions

Financing strategies
designed around your specific needs

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Complex Structures & Bespoke Lending — Equity Release

Our experts
at Miraya

Miraya’s leadership team brings together decades of top-tier experience.

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Ángel Hernández

Director Europe

Santi Miarnau

Manager Europe

Miraya is driven by the belief that true excellence comes from doing things better, with purpose, and that prosperity must always be shared.” – Alejandro Alcaraz, Founder